10% equity reserved for the first €25M in commitments

Your money should work harder than you do

First investors entering before AFM approval will bring in €100.000+. Super liquid. Built for growth.

Join Now See how it works →

No lock-in. Cancel anytime.

Super Liquid

20% avg. annual return*

Best-in-class performance

Easy access, from €100

Capital 24/7 at work

No lock-in

€4.2M growing together

What we invest in

Diversified across 7 asset classes

You don't pick. You don't watch charts.
Our desks run 24/7, so you don't have to.

See all 7 desks →

The stable foundation

Fixed Income

Steady yields. Predictable income,
regardless of market noise.

The opportunist

Global Macro

Trades global trends.
Rates, currencies, commodities in motion.

The safe harbour

Gold & Precious Metals

When the world worries,
gold gets busy.

The big names

Equities

Big ambitions,
proven foundations.

No need to pick, track, or time the market

Your capital stays fluid.

Just watch it Overflow

Super Liquid.
Cash out when you need it.
Or keep it compounding over time.

How it works

Here’s what actually
happens to your money

No complexity. No fine print. Just your money growing.

It evolves while you live your life

Your balance compounds over time. Check in when you feel like it. Take your money out when you need it. That’s genuinely it.

Overflow spreads it across 7 desks

Each desk is run by best-in-class funds in that specific area—spanning global markets. Fully managed. Continuously optimized.

You add money, any amount

Start from €100. Add monthly, weekly, or whenever you feel like it. Every euro gets put to work immediately.

Real results. Real money.

Our aim is 10% a year. Built for more.

We set ourselves an ambitious but honest target: 10% annual returns. That already beats most savings accounts by a country mile.

Our desks are built for capital protection and performance. And here's the part most people miss, it's not just the percentage. It's what happens when those returns compound. Year after year after year.

Four years of results. Month by month.

Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec YTD

2022 2.6% 1.3% 1.7% 2.2% 0.7% 1.0% 2.0% 2.2% -0.2% 1.0% 2.0% 2.9% 22.1%

2023 1.9% 2.5% 1.8% 1.2% 0.7% 2.4% -0.1% -0.9% 0.7% 1.9% 3.1% 2.1% 18.7%

2024 2.0% 2.8% 3.6% 1.4% 2.1% 2.1% 1.8% 1.8% 1.3% 1.6% 1.3% 2.4% 26.8%

2025 1.1% 1.3% 1.5% 1.8% 1.4% 1.0% 1.6% 2.5% 1.5% 1.5% 1.0% 0.3% 19.0%

2026 1.4% 0.7% -0.8% 2.4% — — — — — — — — 4.4%

*Past performance is not a guarantee of future results. We'll always be upfront about that.

Compounding calculator

Compounding in action actually looks like

Move the sliders. Watch what happens to your money over time.

Starting with

€1.000

€100

∞

Adding each month

€100 / mo

€100

€10k

Over time

10 years

1 year

20 years

Your estimated balance

€44.878

Based on €13.000 contributed + 20% annual compounding

Start now →

You're not doing this alone

We come with a gang. Backed by top finance firms & founders

Everyone who joins Overflow adds to something bigger. This is what we call the family bank, building wealth for ourselves, our kids, the generation that comes next.

"I never thought I'd be someone who invests. Now I check my Overflow balance the same way I used to check my savings, except this number actually moves."

Sarah K. Amsterdam

"My 14-year-old asked what investing was. I opened Overflow and showed her. She got it in five minutes, and opened her own account a week later."

Marc V. Rotterdam

"I put in €250 a month and basically forget about it. Then every few weeks I check and I'm always surprised at how much it's grown. That's the whole point."